Ore Living Rental Qualifications


AVAILABILITY: Applications for apartments will be accepted on a first come, first serve basis. All information on the application must be complete, accurate and verifiable. All appropriate application fees and administrative fees must be paid before an application will be accepted and/ or processed. Apartments will be reserved for applications based on the availability of the unit type requested by Applicant. 

LEGAL RESIDENCY: All Applicants must provide appropriate verification of their lawful residence in the United States as requested by Management.  Must provide Driver’s license or Valid State ID along with your social security card.

RENTAL RATES: Rental Rates are subject to change without notice. 

RENTAL APPLICATIONS: A Rental Application must be truthfully completed for each leaseholder who is of the legal age of eighteen (18) or older (State of Alabama, age 19 is legal age) and who will occupy the apartment. Any false information may cause application to be rejected or lease to be nullified. The Applicant’s information will be entered into a scoring system, which determines both rental eligibility and the security deposit amount, which will be required. 

STATE AND LOCAL LAW: To the extent state or local law differs from these guidelines, state or local law will govern. 


Screening Criteria: An outside consumer reporting agency is used in connection with the verification of applicants’ income, credit, rental, and criminal history. In addition, based on their credit history and debt to income ratio, applicants may be required to provide evidence of income and rental history and larger than standard deposit satisfactory to Management and as requested by Management. The consumer reporting agency considers a number of factors in its determination, including, but not limited to, the following: credit history, criminal history, income, applicants debt and debt service requirements, debt payment history, eviction history, Social Security fraud history, information about applicants contained in databases of Federal, state, and local law enforcement organizations, and other such relevant information. 

Credit: Good credit history is required for standard acceptance. Information from several credit reporting agencies may be used to determine credit status. Credit scores below 500 will not be considered. 

Occupancy History: Ore Living reserves the right to verify up to 24 months of rental history. A positive record of prompt monthly payment, sufficient notice given, and no damages is expected. Renting from a relative is not considered rental history; as a contract performance cannot be determined. Home mortgages can substitute for rental history. 

Employment: Ore Living reserves the right to verify current employment. Annual income is considered as a portion of the approval process. Acceptable methods of proof of income may include: 6 weeks of recent pay-stubs; a letter from the employer on company letterhead; the most recent W-2 form; or, for self- employed applicants, a copy of the most recent tax return or certified verification from his/ her company accountant or bank. Leaseholders must gross three (3) times the monthly rent. 

Criminal Background: A criminal background check will be conducted for each leaseholder who is of the age of eighteen (18) or older. The application of any person may be denied at any time based on their criminal history.

 International Applicants with no Social Security Number: May be approved with verification of income, employment verification, completion of criminal background check; and any of the U.S. Citizenship and Immigration Services (USCIS) documents listed on the state supplemental application that prove entitlement to be in the United States. Additional deposit may be required.

GUARANTOR/COSIGNER: In the absence of any of the above financial qualifications, except for negative credit or rental history, a guarantor may be accepted. Guarantor must complete a rental application and must fully meet the credit requirements; no criminal background check is needed for Guarantors. Guarantor’s gross monthly income must equal six (6) times the monthly rent. Guarantor’s income and employment must be verified. Guarantor’s application must be run separately from the Applicant’s application. All Applicants using a Guarantor must abide by the Screening Recommendation. Guarantor must sign the guarantor agreement and all other documents required by Management. Guarantor will be fully responsible for the lease if the Resident(s) default.

RESERVATION FEE/ ADMINISTRATIVE FEE: A non-refundable Reservation/ Administrative fee will be required at the time of application. If management rejects the application, the reservation fee/ administrative fee will be refunded. If Applicant cancels application after 72 hours, fails to sign the lease contract after approval, or withdraws the application before approval, the administrative fee will not be refunded.  Application fees are not refundable at any time.  If information submitted is falsified, it could result in administrative fee being non-refundable. 

RENTER’S INSURANCE: A $10.00 monthly insurance fee is required for each unit.  This insurance covers the liability of the unit itself and does not include any personal belongings on the interior of the apartment home. 

OCCUPANCY STANDARDS AND MULTIPLE RESIDENTS: Occupancy shall not exceed two (2) persons per bedroom unless local ordinances state otherwise. Multiple Applicants/ Residents must qualify jointly for the apartment. All Leaseholders are fully responsible for the entire rental payment, and each must execute the Lease Agreement and its supporting documents. 

ANIMALS (PETS): Acceptable animals include domestic cats, dogs (specific breeds are not permitted-see below), turtles, non-poisonous frogs, domestic hamsters, hermit crabs, gerbils, and small domesticated birds and domestic fish. The following breeds of dogs (or any mix of the following breeds) are not permitted: Pit bulls, (this includes American Staffordshire Terriers and Staffordshire Bull Terriers), Rottweilers, German Shepherds, Huskies, Alaskan Malamutes, Cane Corso, Doberman Pinschers, Chow Chows, Great Danes, St. Bernard, and Akitas. All other animals are prohibited, including snakes, spiders, ferrets, and iguanas. When and if an approved animal is permitted on a property, additional fees are required. Additional requirements may be imposed. This policy does not apply to disabled persons who require the use of an assistance animal, which will be reviewed on an individual basis.  Pets will require registration with Pet Screening. 

FAIR HOUSING STATEMENT: Ore Living and Owner are committed to compliance with all federal, state, and local fair housing laws. It is our policy to comply with hall laws prohibiting discrimination based on race, color, religion, national origin, sex, familial status, disability, and any other local laws protecting specific classes.

Receive $300 Towards Rent When You Move in by December 1st AND a Special 75 Admin Fee.

Contact Us for More Info and to Schedule a Tour. Let’s Welcome You as Our Newest Tenant!